:root{
      --primary:#0B3D91;
      --primary-dark:#072B68;
      --primary-light:#EAF1FC;
      --accent:#D79A2B;
      --accent-light:#FFF4DA;
      --coffee:#34261D;
      --sand:#F6EFE3;
      --surface:#FFFFFF;
      --text:#1D2735;
      --muted:#667085;
      --border:#E3E7ED;
      --success:#17845A;
      --shadow:0 18px 45px rgba(18,38,63,.10);
      --radius:18px;
      --container:1200px;
    }

    *{
      box-sizing:border-box;
    }

    html{
      scroll-behavior:smooth;
    }

    body{
      margin:0;
      color:var(--text);
      background:#F8FAFD;
      font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
      line-height:1.65;
    }

    body,
    button,
    input{
      font:inherit;
    }

    img{
      display:block;
      max-width:100%;
    }

    a{
      color:inherit;
      text-decoration:none;
    }

    button{
      color:inherit;
    }

    .container{
      width:min(var(--container),calc(100% - 40px));
      margin-inline:auto;
    }

    .topbar{
      position:relative;
      z-index:101;
      color:#F8FAFF;
      background:var(--primary-dark);
      font-size:13px;
    }

    .topbar-inner{
      min-height:36px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:20px;
    }

    .topbar-links{
      display:flex;
      align-items:center;
      gap:20px;
    }

    .topbar a{
      transition:color .2s ease;
    }

    .topbar a:hover{
      color:#FFD98A;
    }

    .header{
      position:sticky;
      top:0;
      z-index:100;
      background:rgba(255,255,255,.97);
      border-bottom:1px solid rgba(11,61,145,.10);
      box-shadow:0 5px 18px rgba(24,39,75,.05);
      backdrop-filter:blur(14px);
    }

    .header-inner{
      min-height:76px;
      display:flex;
      align-items:center;
      gap:25px;
    }

    .logo{
      flex:0 0 auto;
      display:inline-flex;
      align-items:center;
      gap:11px;
      color:var(--primary-dark);
      font-size:19px;
      font-weight:850;
      letter-spacing:-.02em;
    }

    .logo img{
      width:42px;
      height:42px;
      object-fit:contain;
      border-radius:10px;
    }

    .main-nav{
      min-width:0;
      flex:1;
      height:76px;
    }

    .nav-list{
      height:100%;
      margin:0;
      padding:0;
      display:flex;
      align-items:stretch;
      justify-content:center;
      list-style:none;
    }

    .nav-item{
      position:relative;
      display:flex;
      align-items:center;
    }

    .nav-link{
      height:100%;
      display:flex;
      align-items:center;
      padding:0 11px;
      color:#344054;
      font-size:14px;
      font-weight:720;
      white-space:nowrap;
      transition:color .2s ease;
    }

    .nav-item:hover > .nav-link,
    .nav-item:focus-within > .nav-link{
      color:var(--primary);
    }

    .nav-item > .nav-link::after{
      position:absolute;
      right:11px;
      bottom:15px;
      left:11px;
      height:2px;
      content:"";
      background:var(--accent);
      border-radius:5px;
      transform:scaleX(0);
      transform-origin:center;
      transition:transform .2s ease;
    }

    .nav-item:hover > .nav-link::after,
    .nav-item:focus-within > .nav-link::after{
      transform:scaleX(1);
    }

    .dropdown-panel,
    .mega-menu{
      position:absolute;
      top:100%;
      z-index:120;
      padding:22px;
      visibility:hidden;
      opacity:0;
      background:#FFFFFF;
      border:1px solid var(--border);
      border-radius:0 0 18px 18px;
      box-shadow:0 22px 45px rgba(17,42,79,.16);
      transform:translateY(8px);
      transition:opacity .2s ease,transform .2s ease,visibility .2s;
    }

    .dropdown-panel::before,
    .mega-menu::before{
      position:absolute;
      right:0;
      bottom:100%;
      left:0;
      height:12px;
      content:"";
    }

    .nav-item:hover > .dropdown-panel,
    .nav-item:focus-within > .dropdown-panel,
    .nav-item:hover > .mega-menu,
    .nav-item:focus-within > .mega-menu{
      visibility:visible;
      opacity:1;
      transform:translateY(0);
    }

    .dropdown-panel{
      left:0;
      width:330px;
    }

    .mega-menu{
      left:50%;
      width:min(860px,calc(100vw - 50px));
      transform:translate(-50%,8px);
    }

    .nav-item:hover > .mega-menu,
    .nav-item:focus-within > .mega-menu{
      transform:translate(-50%,0);
    }

    .nav-item:nth-last-child(-n+3) .mega-menu{
      right:0;
      left:auto;
      transform:translateY(8px);
    }

    .nav-item:nth-last-child(-n+3):hover > .mega-menu,
    .nav-item:nth-last-child(-n+3):focus-within > .mega-menu{
      transform:translateY(0);
    }

    .panel-title{
      margin:0 0 15px;
      color:var(--coffee);
      font-size:17px;
      font-weight:850;
    }

    .panel-list{
      display:grid;
      gap:5px;
    }

    .panel-list a{
      padding:9px 10px;
      color:#475467;
      border-radius:9px;
      font-size:14px;
    }

    .panel-list a:hover{
      color:var(--primary);
      background:var(--primary-light);
    }

    .broker-grid,
    .video-grid,
    .tool-grid,
    .product-grid{
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:12px;
    }

    .mega-card{
      min-width:0;
      padding:13px;
      display:grid;
      align-content:start;
      gap:7px;
      color:#344054;
      background:#F8FAFC;
      border:1px solid #EDF0F4;
      border-radius:13px;
      transition:transform .2s ease,border-color .2s ease,background .2s ease;
    }

    .mega-card:hover{
      background:#FFFFFF;
      border-color:#B8CBEA;
      transform:translateY(-2px);
    }

    .mega-card img{
      width:100%;
      height:76px;
      object-fit:contain;
      background:#FFFFFF;
      border-radius:9px;
    }

    .video-grid .mega-card img,
    .product-grid .mega-card img{
      object-fit:cover;
    }

    .mega-card strong{
      overflow:hidden;
      font-size:14px;
      line-height:1.35;
      text-overflow:ellipsis;
      white-space:nowrap;
    }

    .mega-card small{
      overflow:hidden;
      color:#667085;
      font-size:12px;
      line-height:1.45;
      text-overflow:ellipsis;
      white-space:nowrap;
    }

    .section-btn{
      margin-top:16px;
      padding:10px 14px;
      display:inline-flex;
      align-items:center;
      justify-content:center;
      color:#FFFFFF;
      background:var(--primary);
      border-radius:9px;
      font-size:13px;
      font-weight:800;
    }

    .header-btns{
      flex:0 0 auto;
      display:flex;
      align-items:center;
      gap:9px;
    }

    .member-link,
    .account-link{
      min-height:40px;
      padding:9px 14px;
      display:inline-flex;
      align-items:center;
      justify-content:center;
      border-radius:10px;
      font-size:13px;
      font-weight:800;
    }

    .member-link{
      color:var(--primary);
      background:var(--primary-light);
      border:1px solid #C8D8F3;
    }

    .account-link{
      color:#FFFFFF;
      background:var(--primary);
      box-shadow:0 8px 18px rgba(11,61,145,.18);
    }

    .hamburger{
      width:42px;
      height:42px;
      padding:9px;
      display:none;
      flex-direction:column;
      align-items:center;
      justify-content:center;
      gap:5px;
      background:#FFFFFF;
      border:1px solid var(--border);
      border-radius:10px;
      cursor:pointer;
    }

    .hamburger span{
      width:20px;
      height:2px;
      display:block;
      background:var(--primary-dark);
      border-radius:3px;
      transition:transform .2s ease,opacity .2s ease;
    }

    .hamburger.active span:nth-child(1){
      transform:translateY(7px) rotate(45deg);
    }

    .hamburger.active span:nth-child(2){
      opacity:0;
    }

    .hamburger.active span:nth-child(3){
      transform:translateY(-7px) rotate(-45deg);
    }

    .drawer-overlay{
      position:fixed;
      inset:0;
      z-index:199;
      visibility:hidden;
      opacity:0;
      background:rgba(10,20,35,.56);
      transition:opacity .25s ease,visibility .25s;
    }

    .drawer-overlay.open{
      visibility:visible;
      opacity:1;
    }

    .mobile-drawer{
      position:fixed;
      top:0;
      right:0;
      z-index:200;
      width:min(390px,90vw);
      height:100dvh;
      overflow-y:auto;
      background:#FFFFFF;
      box-shadow:-20px 0 45px rgba(15,31,54,.20);
      transform:translateX(105%);
      transition:transform .28s ease;
    }

    .mobile-drawer.open{
      transform:translateX(0);
    }

    .drawer-head{
      min-height:76px;
      padding:14px 18px;
      display:flex;
      align-items:center;
      gap:10px;
      color:#FFFFFF;
      background:var(--primary-dark);
    }

    .drawer-head span{
      min-width:0;
      flex:1;
      font-weight:800;
    }

    .drawer-head > a{
      padding:8px 10px;
      background:var(--accent);
      border-radius:8px;
      font-size:12px;
      font-weight:850;
    }

    .drawer-close{
      width:36px;
      height:36px;
      padding:0;
      color:#FFFFFF;
      background:transparent;
      border:1px solid rgba(255,255,255,.32);
      border-radius:9px;
      font-size:25px;
      line-height:1;
      cursor:pointer;
    }

    .drawer-menu{
      padding:14px 18px 30px;
    }

    .drawer-link,
    .drawer-toggle{
      width:100%;
      min-height:48px;
      padding:12px 8px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      color:#27364A;
      background:transparent;
      border:0;
      border-bottom:1px solid #EEF1F4;
      font-weight:760;
      text-align:left;
      cursor:pointer;
    }

    .drawer-toggle::after{
      content:"+";
      color:var(--primary);
      font-size:20px;
    }

    .drawer-toggle.active::after{
      content:"−";
    }

    .drawer-submenu{
      max-height:0;
      overflow:hidden;
      background:#F8FAFC;
      transition:max-height .28s ease;
    }

    .drawer-submenu.open{
      max-height:620px;
    }

    .drawer-submenu a{
      padding:10px 16px;
      display:block;
      color:#526175;
      border-bottom:1px solid #EDF0F4;
      font-size:14px;
    }

    .drawer-submenu a:hover{
      color:var(--primary);
      background:var(--primary-light);
    }

    .tools-page{
      min-width:0;
      overflow:hidden;
    }

    .tools-page .tools-intro{
      position:relative;
      padding:76px 0 72px;
      color:#FFFFFF;
      background:
        radial-gradient(circle at 12% 20%,rgba(215,154,43,.30),transparent 26%),
        radial-gradient(circle at 88% 12%,rgba(255,255,255,.12),transparent 25%),
        linear-gradient(145deg,var(--primary-dark),var(--primary) 62%,#165DB5);
    }

    .tools-page .tools-intro::after{
      position:absolute;
      right:-80px;
      bottom:-130px;
      width:340px;
      height:340px;
      content:"";
      border:55px solid rgba(255,255,255,.06);
      border-radius:50%;
    }

    .tools-page .intro-content{
      position:relative;
      z-index:1;
      max-width:820px;
      margin:auto;
      text-align:center;
    }

    .tools-page .eyebrow{
      margin:0 0 14px;
      display:inline-flex;
      align-items:center;
      gap:8px;
      color:#FFE2A8;
      font-size:13px;
      font-weight:850;
      letter-spacing:.12em;
      text-transform:uppercase;
    }

    .tools-page .eyebrow::before,
    .tools-page .eyebrow::after{
      width:28px;
      height:1px;
      content:"";
      background:currentColor;
    }

    .tools-page .tools-intro h1{
      max-width:760px;
      margin:0 auto 18px;
      font-size:clamp(37px,6vw,66px);
      line-height:1.08;
      letter-spacing:-.045em;
    }

    .tools-page .tools-intro p{
      max-width:690px;
      margin:0 auto;
      color:#E4ECFA;
      font-size:17px;
    }

    .tools-page .intro-actions{
      margin-top:28px;
      display:flex;
      flex-wrap:wrap;
      justify-content:center;
      gap:12px;
    }

    .tools-page .primary-action,
    .tools-page .secondary-action{
      min-height:48px;
      padding:12px 20px;
      display:inline-flex;
      align-items:center;
      justify-content:center;
      border-radius:11px;
      font-weight:820;
    }

    .tools-page .primary-action{
      color:var(--coffee);
      background:#F8C96C;
      box-shadow:0 12px 25px rgba(28,17,6,.20);
    }

    .tools-page .secondary-action{
      color:#FFFFFF;
      background:rgba(255,255,255,.09);
      border:1px solid rgba(255,255,255,.30);
    }

    .tools-page .trust-strip{
      position:relative;
      z-index:2;
      margin-top:-28px;
    }

    .tools-page .trust-inner{
      min-height:75px;
      padding:15px 22px;
      display:grid;
      grid-template-columns:repeat(4,1fr);
      gap:12px;
      background:#FFFFFF;
      border:1px solid var(--border);
      border-radius:16px;
      box-shadow:var(--shadow);
    }

    .tools-page .trust-item{
      padding:5px 15px;
      display:flex;
      align-items:center;
      justify-content:center;
      gap:10px;
      color:#475467;
      border-right:1px solid var(--border);
      font-size:13px;
      font-weight:730;
      text-align:center;
    }

    .tools-page .trust-item:last-child{
      border-right:0;
    }

    .tools-page .trust-dot{
      width:9px;
      height:9px;
      flex:0 0 auto;
      background:var(--success);
      border-radius:50%;
      box-shadow:0 0 0 5px rgba(23,132,90,.10);
    }

    .tools-page .section{
      padding:88px 0;
    }

    .tools-page .section-heading{
      max-width:710px;
      margin:0 auto 38px;
      text-align:center;
    }

    .tools-page .section-heading span{
      color:var(--primary);
      font-size:13px;
      font-weight:850;
      letter-spacing:.12em;
      text-transform:uppercase;
    }

    .tools-page .section-heading h2{
      margin:8px 0 12px;
      color:var(--coffee);
      font-size:clamp(29px,4vw,43px);
      line-height:1.18;
      letter-spacing:-.03em;
    }

    .tools-page .section-heading p{
      margin:0;
      color:var(--muted);
    }

    .tools-page .tool-filter{
      margin-bottom:28px;
      display:flex;
      flex-wrap:wrap;
      justify-content:center;
      gap:9px;
    }

    .tools-page .filter-chip{
      padding:9px 15px;
      color:#475467;
      background:#FFFFFF;
      border:1px solid var(--border);
      border-radius:999px;
      font-size:13px;
      font-weight:760;
    }

    .tools-page .filter-chip:first-child{
      color:#FFFFFF;
      background:var(--primary);
      border-color:var(--primary);
    }

    .tools-page .tools-grid{
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:22px;
    }

    .tools-page .tool-card{
      min-width:0;
      padding:25px;
      display:flex;
      flex-direction:column;
      background:#FFFFFF;
      border:1px solid var(--border);
      border-radius:var(--radius);
      box-shadow:0 10px 30px rgba(28,48,77,.06);
      transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease;
    }

    .tools-page .tool-card:hover{
      border-color:#AFC5E8;
      box-shadow:0 20px 40px rgba(28,48,77,.12);
      transform:translateY(-5px);
    }

    .tools-page .tool-icon{
      width:62px;
      height:62px;
      margin-bottom:20px;
      padding:11px;
      display:flex;
      align-items:center;
      justify-content:center;
      background:linear-gradient(145deg,var(--primary-light),#FFFFFF);
      border:1px solid #CFDCF1;
      border-radius:17px;
    }

    .tools-page .tool-icon img{
      width:100%;
      height:100%;
      object-fit:contain;
    }

    .tools-page .tool-card h2{
      margin:0 0 10px;
      color:var(--coffee);
      font-size:21px;
      line-height:1.3;
    }

    .tools-page .tool-card p{
      margin:0 0 22px;
      color:var(--muted);
      font-size:14px;
    }

    .tools-page .tool-card-action{
      margin-top:auto;
      display:flex;
      align-items:center;
      justify-content:space-between;
      color:var(--primary);
      font-size:14px;
      font-weight:850;
    }

    .tools-page .tool-card-action::after{
      content:"→";
      font-size:20px;
      transition:transform .2s ease;
    }

    .tools-page .tool-card:hover .tool-card-action::after{
      transform:translateX(4px);
    }

    .tools-page .workflow-section{
      background:var(--sand);
      border-block:1px solid #E9DDC9;
    }

    .tools-page .workflow-grid{
      display:grid;
      grid-template-columns:repeat(4,minmax(0,1fr));
      gap:18px;
      counter-reset:workflow;
    }

    .tools-page .workflow-card{
      position:relative;
      min-width:0;
      padding:25px;
      background:#FFFDF9;
      border:1px solid #E6D8C1;
      border-radius:16px;
      counter-increment:workflow;
    }

    .tools-page .workflow-card::before{
      width:42px;
      height:42px;
      margin-bottom:17px;
      display:flex;
      align-items:center;
      justify-content:center;
      content:"0" counter(workflow);
      color:#FFFFFF;
      background:var(--coffee);
      border-radius:12px;
      font-size:14px;
      font-weight:850;
    }

    .tools-page .workflow-card h3{
      margin:0 0 8px;
      color:var(--coffee);
      font-size:18px;
    }

    .tools-page .workflow-card p{
      margin:0;
      color:#6E6257;
      font-size:14px;
    }

    .tools-page .notice-box{
      margin-top:30px;
      padding:20px 22px;
      display:flex;
      align-items:flex-start;
      gap:14px;
      color:#5B4A31;
      background:#FFF9EB;
      border:1px solid #EAD5A4;
      border-radius:14px;
    }

    .tools-page .notice-mark{
      width:28px;
      height:28px;
      flex:0 0 auto;
      display:flex;
      align-items:center;
      justify-content:center;
      color:#FFFFFF;
      background:var(--accent);
      border-radius:50%;
      font-weight:900;
    }

    .tools-page .notice-box p{
      margin:0;
      font-size:14px;
    }

    .tools-page .faq-list{
      max-width:880px;
      margin:auto;
      display:grid;
      gap:13px;
    }

    .tools-page .faq-item{
      padding:23px 25px;
      background:#FFFFFF;
      border:1px solid var(--border);
      border-radius:14px;
    }

    .tools-page .faq-item h3{
      margin:0 0 8px;
      color:var(--coffee);
      font-size:18px;
    }

    .tools-page .faq-item p{
      margin:0;
      color:var(--muted);
      font-size:14px;
    }

    .tools-page .cta-panel{
      margin-bottom:88px;
      padding:48px;
      color:#FFFFFF;
      text-align:center;
      background:
        radial-gradient(circle at 10% 15%,rgba(215,154,43,.25),transparent 25%),
        linear-gradient(135deg,var(--coffee),#503925);
      border-radius:24px;
      box-shadow:var(--shadow);
    }

    .tools-page .cta-panel h2{
      max-width:650px;
      margin:0 auto 12px;
      font-size:clamp(28px,4vw,42px);
      line-height:1.2;
    }

    .tools-page .cta-panel p{
      max-width:640px;
      margin:0 auto 24px;
      color:#EADFCF;
    }

    .tools-page .cta-panel a{
      min-height:48px;
      padding:12px 21px;
      display:inline-flex;
      align-items:center;
      justify-content:center;
      color:var(--coffee);
      background:#F8C96C;
      border-radius:11px;
      font-weight:850;
    }

    .footer{
      padding:62px 0 0;
      color:#C8D1DF;
      background:#18202C;
    }

    .footer-grid{
      display:grid;
      grid-template-columns:1.45fr 1fr 1fr 1.1fr;
      gap:42px;
    }

    .footer h3{
      margin:0 0 16px;
      color:#FFFFFF;
      font-size:16px;
    }

    .footer p{
      margin:7px 0;
      font-size:14px;
    }

    .footer a{
      transition:color .2s ease;
    }

    .footer a:hover{
      color:#FFD98A;
    }

    .footer-links{
      display:grid;
      gap:9px;
      font-size:14px;
    }

    .footer-bottom{
      margin-top:42px;
      padding:20px 0;
      color:#98A5B7;
      border-top:1px solid rgba(255,255,255,.10);
      font-size:13px;
      text-align:center;
    }

    @media (max-width:1080px){
      .main-nav{
        display:none;
      }

      .hamburger{
        display:flex;
      }

      .header-inner{
        min-height:70px;
      }

      .header-btns{
        margin-left:auto;
      }

      .tools-page .tools-grid{
        grid-template-columns:repeat(2,minmax(0,1fr));
      }

      .tools-page .workflow-grid{
        grid-template-columns:repeat(2,minmax(0,1fr));
      }
    }

    @media (max-width:760px){
      .container{
        width:min(100% - 28px,var(--container));
      }

      .topbar-inner{
        padding:8px 0;
        align-items:flex-start;
        flex-direction:column;
        gap:3px;
      }

      .topbar-links{
        flex-wrap:wrap;
        gap:4px 15px;
      }

      .logo span{
        max-width:155px;
        overflow:hidden;
        text-overflow:ellipsis;
        white-space:nowrap;
      }

      .member-link{
        display:none;
      }

      .account-link{
        padding:8px 11px;
        font-size:12px;
      }

      .tools-page .tools-intro{
        padding:58px 0 60px;
      }

      .tools-page .tools-intro p{
        font-size:15px;
      }

      .tools-page .trust-strip{
        margin-top:-20px;
      }

      .tools-page .trust-inner{
        grid-template-columns:repeat(2,1fr);
      }

      .tools-page .trust-item{
        min-height:48px;
        border-right:0;
        border-bottom:1px solid var(--border);
      }

      .tools-page .trust-item:nth-last-child(-n+2){
        border-bottom:0;
      }

      .tools-page .section{
        padding:65px 0;
      }

      .tools-page .tools-grid,
      .tools-page .workflow-grid{
        grid-template-columns:1fr;
      }

      .tools-page .cta-panel{
        margin-bottom:65px;
        padding:37px 22px;
        border-radius:18px;
      }

      .footer-grid{
        grid-template-columns:1fr 1fr;
        gap:30px;
      }
    }

    @media (max-width:520px){
      .logo img{
        width:37px;
        height:37px;
      }

      .logo span{
        max-width:115px;
        font-size:16px;
      }

      .header-btns{
        gap:6px;
      }

      .account-link{
        display:none;
      }

      .tools-page .intro-actions{
        align-items:stretch;
        flex-direction:column;
      }

      .tools-page .trust-inner{
        grid-template-columns:1fr;
      }

      .tools-page .trust-item{
        justify-content:flex-start;
        border-bottom:1px solid var(--border);
      }

      .tools-page .trust-item:nth-last-child(2){
        border-bottom:1px solid var(--border);
      }

      .tools-page .trust-item:last-child{
        border-bottom:0;
      }

      .tools-page .tool-card{
        padding:22px;
      }

      .tools-page .notice-box{
        flex-direction:column;
      }

      .footer-grid{
        grid-template-columns:1fr;
      }
    }