:root{--navy:#0B3D91;--amber:#C88A32;--sand:#F3E5CE;--cream:#FBF8F1;--coffee:#332216;--muted:#74685B;--line:#E8DED0;--white:#fff}
    *{box-sizing:border-box}
    body{margin:0;background:var(--cream);color:var(--coffee);font-family:Inter,Arial,sans-serif;line-height:1.6}
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    .container{width:min(1180px,calc(100% - 40px));margin:auto}
    .topbar{background:var(--coffee);color:#F8EEDC;font-size:13px}
    .topbar-inner{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:20px}
    .topbar-links{display:flex;gap:22px}
    .topbar a:hover{color:#E9B863}
    .header{position:relative;z-index:20;background:var(--white);border-bottom:1px solid var(--line)}
    .header-inner{height:76px;display:flex;align-items:center;gap:30px}
    .logo{display:flex;align-items:center;gap:10px;font-weight:800;white-space:nowrap;color:var(--coffee)}
    .logo img{width:38px;height:38px;object-fit:contain}
    .main-nav{margin-left:auto}
    .nav-list{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
    .nav-item{position:relative}
    .nav-link{display:block;padding:27px 12px;font-size:14px;font-weight:700}
    .nav-link:hover{color:var(--amber)}
    .dropdown-panel,.mega-menu{position:absolute;top:calc(100% - 1px);left:50%;transform:translateX(-50%) translateY(8px);width:300px;padding:22px;background:#fff;border:1px solid var(--line);border-radius:0 0 14px 14px;box-shadow:0 18px 40px #3322161c;opacity:0;visibility:hidden;transition:.2s}
    .mega-menu{width:650px}
    .nav-item:hover>.dropdown-panel,.nav-item:focus-within>.dropdown-panel,.nav-item:hover>.mega-menu,.nav-item:focus-within>.mega-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
    .panel-title{font-weight:800;margin:0 0 14px;color:var(--navy)}
    .panel-list{display:grid;gap:10px}
    .panel-list a,.footer-links a{font-size:14px}
    .panel-list a:hover,.footer-links a:hover{color:var(--amber)}
    .section-btn{display:inline-block;margin-top:17px;background:var(--navy);color:#fff;padding:9px 14px;border-radius:7px;font-size:13px;font-weight:700}
    .broker-grid,.video-grid,.tool-grid,.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
    .mega-card{padding:11px;border:1px solid var(--line);border-radius:9px;background:#fff}
    .mega-card img{width:42px;height:34px;object-fit:contain;margin-bottom:7px}
    .mega-card strong,.mega-card small{display:block}
    .mega-card strong{font-size:13px}
    .mega-card small{font-size:11px;color:var(--muted);margin-top:3px}
    .header-btns{display:flex;align-items:center;gap:10px}
    .member-link{font-size:13px;font-weight:700;color:var(--navy)}
    .account-link{background:var(--amber);color:#fff;padding:10px 14px;border-radius:7px;font-size:13px;font-weight:800}
    .hamburger{display:none;border:0;background:none;padding:8px;cursor:pointer}
    .hamburger span{display:block;width:24px;height:2px;background:var(--coffee);margin:5px 0;transition:.2s}
    .hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
    .drawer-overlay{display:none;position:fixed;inset:0;background:#20150dcc;z-index:30}
    .drawer-overlay.open{display:block}
    .mobile-drawer{position:fixed;right:0;top:0;width:min(390px,88vw);height:100vh;overflow:auto;background:var(--cream);z-index:31;transform:translateX(100%);transition:.25s;padding-bottom:30px}
    .mobile-drawer.open{transform:translateX(0)}
    .drawer-head{display:flex;align-items:center;gap:13px;padding:20px;background:var(--coffee);color:#fff;font-weight:800}
    .drawer-head a{margin-left:auto;color:#F5C46F;font-size:13px}
    .drawer-close{border:0;background:none;color:#fff;font-size:28px;line-height:1;cursor:pointer}
    .drawer-menu{padding:15px 20px}
    .drawer-link,.drawer-toggle{display:block;width:100%;padding:14px 0;border:0;border-bottom:1px solid var(--line);background:none;text-align:left;font:inherit;font-weight:700;cursor:pointer}
    .drawer-submenu{display:none;padding:4px 0 7px 15px}
    .drawer-submenu.open{display:block}
    .drawer-submenu a{display:block;padding:8px 0;color:var(--muted);font-size:14px}
    .drawer-toggle:after{content:"+";float:right;color:var(--amber)}
    .drawer-toggle.active:after{content:"−"}
    .footer{margin-top:70px;background:var(--coffee);color:#F3E5CE;padding:55px 0 20px}
    .footer .logo{color:#F3E5CE}
    .footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:40px}
    .footer h3{margin:0 0 15px;color:#E9B863;font-size:15px}
    .footer p{font-size:13px;color:#D8C7B0}
    .footer-links{display:grid;gap:8px}
    .footer-bottom{margin-top:38px;padding-top:18px;border-top:1px solid #735F4A;color:#BBA68C;font-size:12px}
    .tag-page{padding:65px 0 80px}
    .tag-hero{text-align:center;max-width:760px;margin:0 auto 38px}
    .eyebrow{display:inline-block;color:var(--amber);font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase}
    .tag-hero h1{font-family:Georgia,serif;font-size:clamp(36px,6vw,64px);line-height:1.1;margin:12px 0;color:var(--coffee)}
    .tag-hero p{color:var(--muted);margin:0}
    .tag-count{display:inline-block;margin-top:18px;padding:7px 14px;border:1px solid #DCC9AE;border-radius:99px;color:var(--navy);font-weight:700;font-size:13px}
    .tag-articles{display:grid;gap:18px;max-width:960px;margin:auto}
    .tag-article-card{display:grid;grid-template-columns:245px 1fr;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:0 8px 25px #33221609}
    .tag-article-card>img{width:100%;height:100%;min-height:190px;object-fit:cover}
    .tag-article-body{padding:23px 26px}
    .article-meta{display:flex;flex-wrap:wrap;gap:12px;color:var(--muted);font-size:12px;margin-bottom:8px}
    .tag-article-body h2{font-family:Georgia,serif;font-size:24px;line-height:1.25;margin:0 0 9px;color:var(--navy)}
    .tag-article-body p{margin:0;color:var(--muted);display:block;overflow:visible}
    .article-extra{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px;color:var(--muted);font-size:12px}
    .article-extra span{padding-right:10px;border-right:1px solid var(--line)}
    .article-extra span:last-child{border:0}
    .read-link{display:inline-block;margin-top:16px;color:var(--amber);font-weight:800;font-size:13px}
    .pagination{display:flex;justify-content:center;flex-wrap:wrap;gap:8px;margin-top:35px}
    .pagination a{padding:9px 13px;border:1px solid var(--line);border-radius:7px;background:#fff;font-size:13px}
    .pagination a.active,.pagination a:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
    @media(max-width:980px){
      .main-nav{display:none}.hamburger{display:block}.header-btns{margin-left:auto}.member-link{display:none}
      .footer-grid{grid-template-columns:repeat(2,1fr)}
    }
    @media(max-width:650px){
      .container{width:min(100% - 28px,1180px)}.topbar-inner{padding:8px 0;align-items:flex-start}.topbar-links{gap:8px;flex-direction:column;text-align:right}
      .header-inner{height:68px}.account-link{padding:8px 10px}.tag-page{padding:45px 0 55px}
      .tag-article-card{grid-template-columns:1fr}.tag-article-card>img{height:190px}.tag-article-body{padding:19px}
      .tag-article-body h2{font-size:21px}.footer-grid{grid-template-columns:1fr;gap:25px}.footer{margin-top:35px}
    }