:root{
      --theme:#0B3D91;
      --ink:#2d2118;
      --muted:#756451;
      --sand:#f5ecdf;
      --cream:#fffaf2;
      --amber:#c88427;
      --line:#e7d8c4;
      --shadow:0 18px 48px rgba(65,40,16,.12);
      --radius:18px;
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;background:var(--cream);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.6}
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    .container{width:min(1180px,calc(100% - 40px));margin:0 auto}

    .topbar{background:var(--ink);color:#f6ead9;font-size:13px}
    .topbar-inner{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:20px}
    .topbar-links{display:flex;gap:20px}
    .topbar a{color:#f6ead9;opacity:.9}
    .topbar a:hover{color:#f0b85d}

    .header{position:relative;z-index:20;background:#fffaf3;border-bottom:1px solid var(--line)}
    .header-inner{min-height:78px;display:flex;align-items:center;gap:28px}
    .logo{display:inline-flex;align-items:center;gap:10px;font-size:20px;font-weight:800;letter-spacing:-.03em;white-space:nowrap}
    .logo img{width:34px;height:34px;object-fit:contain}
    .main-nav{margin-left:auto}
    .nav-list{display:flex;align-items:center;gap:4px;list-style:none;padding:0;margin:0}
    .nav-item{position:relative}
    .nav-link{display:block;padding:27px 12px;font-size:14px;font-weight:700;color:#443326}
    .nav-link:hover,.nav-item:focus-within>.nav-link{color:var(--theme)}
    .dropdown-panel,.mega-menu{position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(8px);width:310px;padding:20px;background:#fffaf3;border:1px solid var(--line);border-radius:0 0 16px 16px;box-shadow:var(--shadow);opacity:0;visibility:hidden;pointer-events:none;transition:.2s ease}
    .mega-menu{width:640px}
    .nav-item:hover>.dropdown-panel,.nav-item:focus-within>.dropdown-panel,
    .nav-item:hover>.mega-menu,.nav-item:focus-within>.mega-menu{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0)}
    .dropdown-panel:before,.mega-menu:before{content:"";position:absolute;left:0;right:0;top:-12px;height:12px}
    .panel-title{font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:var(--amber);font-weight:800;margin:0 0 14px}
    .panel-list{display:grid;gap:9px}
    .panel-list a{font-size:14px;font-weight:700;padding-bottom:8px;border-bottom:1px solid var(--line)}
    .panel-list a:hover,.mega-card:hover strong{color:var(--theme)}
    .section-btn{display:inline-flex;margin-top:16px;background:var(--theme);color:white;padding:9px 14px;border-radius:999px;font-size:12px;font-weight:800}
    .broker-grid,.video-grid,.tool-grid,.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
    .mega-card{display:block;padding:11px;border:1px solid var(--line);border-radius:12px;background:#fff}
    .mega-card img{width:100%;height:54px;object-fit:contain;border-radius:8px;margin-bottom:7px}
    .mega-card strong{display:block;font-size:12px;line-height:1.35}
    .mega-card small{display:block;color:var(--muted);font-size:10px;line-height:1.35;margin-top:4px}
    .header-btns{display:flex;align-items:center;gap:10px}
    .member-link{font-size:13px;font-weight:800;color:var(--theme)}
    .account-link{background:var(--theme);color:#fff;padding:10px 15px;border-radius:999px;font-size:13px;font-weight:800}
    .hamburger{display:none;border:0;background:none;padding:8px;cursor:pointer}
    .hamburger span{display:block;width:23px;height:2px;background:var(--ink);margin:4px 0;transition:.2s}
    .hamburger.active span:nth-child(1){transform:translateY(6px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

    .drawer-overlay{position:fixed;inset:0;background:rgba(30,20,12,.45);opacity:0;visibility:hidden;z-index:30;transition:.2s}
    .drawer-overlay.open{opacity:1;visibility:visible}
    .mobile-drawer{position:fixed;right:0;top:0;bottom:0;width:min(380px,90vw);background:#fffaf3;z-index:31;transform:translateX(100%);transition:.25s ease;overflow:auto;box-shadow:-15px 0 40px rgba(0,0,0,.16)}
    .mobile-drawer.open{transform:translateX(0)}
    .drawer-head{display:flex;align-items:center;gap:12px;padding:20px;border-bottom:1px solid var(--line);font-weight:800}
    .drawer-head span{margin-right:auto}
    .drawer-head a{font-size:12px;color:var(--theme)}
    .drawer-close{border:0;background:none;font-size:27px;line-height:1;cursor:pointer;color:var(--ink)}
    .drawer-menu{padding:12px 20px 30px}
    .drawer-link,.drawer-toggle{display:block;width:100%;padding:14px 0;border:0;border-bottom:1px solid var(--line);background:none;text-align:left;color:var(--ink);font:inherit;font-size:15px;font-weight:750;cursor:pointer}
    .drawer-toggle:after{content:"+";float:right;color:var(--amber);font-size:20px}
    .drawer-toggle.active:after{content:"−"}
    .drawer-submenu{display:none;padding:5px 0 8px 15px}
    .drawer-submenu.open{display:grid}
    .drawer-submenu a{padding:8px 0;color:var(--muted);font-size:14px}

    .tag-index-page{padding:70px 0 90px;min-height:600px;background:linear-gradient(180deg,#fffaf3 0%,#f5ecdf 100%)}
    .tag-index-page .page-heading{text-align:center;max-width:760px;margin:0 auto 42px}
    .eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--amber);font-size:12px;font-weight:850;letter-spacing:.16em;text-transform:uppercase}
    .eyebrow:before{content:"";width:28px;height:2px;background:var(--amber)}
    .tag-index-page h1{font-family:Georgia,serif;font-size:clamp(38px,6vw,70px);line-height:1.05;letter-spacing:-.055em;margin:15px 0}
    .tag-index-page .intro{color:var(--muted);font-size:17px;margin:0 auto}
    .tag-cloud-panel{background:rgba(255,255,255,.72);border:1px solid var(--line);border-radius:28px;padding:38px;box-shadow:var(--shadow)}
    .tag-cloud{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:14px}
    .tag-chip{display:inline-flex;align-items:center;gap:8px;background:#fff;color:var(--ink);border:1px solid var(--line);border-radius:999px;padding:12px 18px;font-weight:750;transition:.2s ease}
    .tag-chip:nth-child(3n){font-size:18px;padding-inline:22px}
    .tag-chip:nth-child(4n){background:#f3dfbd}
    .tag-chip:nth-child(5n){background:#e8efe9}
    .tag-chip:hover{transform:translateY(-3px);background:var(--theme);color:#fff;border-color:var(--theme)}
    .tag-chip small{font-size:11px;color:var(--muted);font-weight:700}
    .tag-chip:hover small{color:#dbe7ff}
    .tag-index-note{text-align:center;color:var(--muted);margin:28px 0 0;font-size:14px}

    .footer{background:var(--ink);color:#eadbc8;padding:58px 0 22px}
    .footer .logo{color:#f3e5ce}
    .footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:42px}
    .footer h3{color:#f3e5ce;font-size:14px;margin:0 0 15px}
    .footer p{color:#cbbba6;font-size:13px;margin:7px 0}
    .footer a:hover{color:#f0b85d}
    .footer-links{display:grid;gap:8px}
    .footer-links a{color:#cbbba6;font-size:13px}
    .footer-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:40px;padding-top:18px;color:#aa9983;font-size:12px}

    @media(max-width:1050px){
      .main-nav{display:none}
      .hamburger{display:block}
      .header-btns{margin-left:auto}
      .footer-grid{grid-template-columns:repeat(2,1fr)}
    }
    @media(max-width:640px){
      .container{width:min(100% - 28px,1180px)}
      .topbar-inner{padding:8px 0;align-items:flex-start;flex-direction:column;gap:2px}
      .topbar-links{gap:12px;flex-wrap:wrap}
      .member-link{display:none}
      .account-link{padding:8px 12px;font-size:12px}
      .tag-index-page{padding:48px 0 65px}
      .tag-index-page h1{font-size:43px}
      .tag-index-page .intro{font-size:15px}
      .tag-cloud-panel{padding:24px 15px;border-radius:20px}
      .tag-cloud{gap:9px}
      .tag-chip{font-size:13px;padding:9px 13px}
      .tag-chip:nth-child(3n){font-size:15px;padding-inline:15px}
      .footer{padding-top:42px}
      .footer-grid{grid-template-columns:1fr;gap:28px}
    }