:root{--navy:#0B3D91;--ink:#172033;--muted:#667085;--cream:#f7f2e9;--line:#e5e7eb;--gold:#c9913d;--white:#fff}
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fbfaf7;line-height:1.6}
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    .container{width:min(1180px,calc(100% - 40px));margin:auto}
    .topbar{background:#101b31;color:#dce6f8;font-size:13px}
    .topbar-inner{min-height:36px;display:flex;align-items:center;justify-content:space-between;gap:20px}
    .topbar-links{display:flex;gap:20px}
    .topbar a:hover{color:#fff}
    .header{position:relative;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
    .header-inner{min-height:78px;display:flex;align-items:center;gap:28px}
    .logo{display:inline-flex;align-items:center;gap:10px;font-weight:800;white-space:nowrap;color:var(--navy)}
    .logo img{width:34px;height:34px;object-fit:contain}
    .main-nav{margin-left:auto}
    .nav-list{display:flex;align-items:center;gap:3px;list-style:none;margin:0;padding:0}
    .nav-item{position:relative}
    .nav-link{display:block;padding:28px 13px;font-size:14px;font-weight:700;color:#344054}
    .nav-link:hover,.nav-item:focus-within>.nav-link{color:var(--navy)}
    .dropdown-panel,.mega-menu{position:absolute;top:100%;left:50%;transform:translateX(-50%);width:300px;padding:22px;background:#fff;border:1px solid var(--line);border-radius:0 0 14px 14px;box-shadow:0 18px 40px rgba(16,24,40,.14);opacity:0;visibility:hidden;pointer-events:none;transition:.2s}
    .mega-menu{width:610px}
    .nav-item:hover>.dropdown-panel,.nav-item:hover>.mega-menu,.nav-item:focus-within>.dropdown-panel,.nav-item:focus-within>.mega-menu{opacity:1;visibility:visible;pointer-events:auto}
    .dropdown-panel:before,.mega-menu:before{content:"";position:absolute;top:-12px;left:0;right:0;height:12px}
    .panel-title{margin:0 0 14px;font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:var(--navy);font-weight:800}
    .panel-list{display:grid;gap:10px}
    .panel-list a{font-size:14px;font-weight:700}
    .panel-list a:hover,.mega-card:hover strong{color:var(--navy)}
    .section-btn{display:inline-block;margin-top:17px;color:var(--navy);font-weight:800;font-size:13px}
    .broker-grid,.video-grid,.tool-grid,.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
    .mega-card{min-width:0;padding:11px;border:1px solid var(--line);border-radius:10px;background:#fcfcfd}
    .mega-card img{width:100%;height:54px;object-fit:contain;margin-bottom:7px}
    .mega-card strong,.mega-card small{display:block;overflow:hidden}
    .mega-card strong{font-size:12px;white-space:nowrap;text-overflow:ellipsis}
    .mega-card small{font-size:11px;color:var(--muted);line-height:1.4;margin-top:3px}
    .header-btns{display:flex;align-items:center;gap:10px}
    .member-link,.account-link{font-size:13px;font-weight:800;padding:10px 13px;border-radius:8px}
    .member-link{color:var(--navy)}
    .account-link{background:var(--navy);color:#fff}
    .hamburger{display:none;border:0;background:transparent;padding:8px;cursor:pointer}
    .hamburger span{display:block;width:24px;height:2px;background:var(--ink);margin:5px 0;transition:.2s}
    .drawer-overlay{display:none}
    .mobile-drawer{display:none}
    .product-page-hero{background:linear-gradient(135deg,#10244b,#0B3D91);color:#fff;padding:72px 0 62px}
    .product-page-hero .eyebrow{display:inline-block;color:#f7d79d;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.14em;margin-bottom:12px}
    .product-page-hero h1{max-width:850px;margin:0;font-size:clamp(34px,5vw,64px);line-height:1.08;letter-spacing:-.04em}
    .product-page-hero p{max-width:700px;color:#d9e5fa;font-size:18px;margin:20px 0 0}
    .product-content{padding:50px 0 80px}
    .product-layout{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:34px;align-items:start}
    .product-article,.product-aside{background:#fff;border:1px solid var(--line);border-radius:18px}
    .product-article{padding:clamp(22px,4vw,46px);min-width:0}
    .product-cover{width:100%;max-height:420px;object-fit:cover;border-radius:13px;margin-bottom:28px}
    .product-meta{display:flex;flex-wrap:wrap;gap:16px;color:var(--muted);font-size:13px;border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:26px}
    .product-body{min-width:0;max-width:100%;overflow-x:auto;color:#344054}
    .product-body h2,.product-body h3{color:var(--ink);line-height:1.25;margin-top:30px}
    .product-body img,.product-body table{max-width:100%}
    .product-body table{display:block;overflow-x:auto;border-collapse:collapse}
    .product-body td,.product-body th{border:1px solid var(--line);padding:9px}
    .product-aside{padding:24px;position:sticky;top:20px}
    .product-aside h2{margin:0 0 16px;font-size:20px}
    .product-aside .aside-item{padding:15px 0;border-top:1px solid var(--line)}
    .product-aside .aside-item:first-of-type{border-top:0}
    .product-aside strong{display:block;font-size:15px}
    .product-aside small{color:var(--muted)}
    .product-cta{display:block;text-align:center;background:var(--navy);color:#fff;border-radius:9px;padding:12px;margin:20px 0 8px;font-weight:800}
    .footer{background:#101b31;color:#cbd5e1;padding:54px 0 20px}
    .footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.1fr;gap:35px}
    .footer h3{color:#fff;font-size:14px;margin:0 0 15px}
    .footer p{font-size:13px;margin:7px 0}
    .footer-links{display:grid;gap:8px;font-size:13px}
    .footer-links a:hover,.footer a:hover{color:#fff}
    .footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:35px;padding-top:18px;font-size:12px;color:#94a3b8}
    @media(max-width:980px){
      .main-nav{display:none}
      .hamburger{display:block}
      .header-btns{margin-left:auto}
      .product-layout{grid-template-columns:1fr}
      .product-aside{position:static}
      .footer-grid{grid-template-columns:repeat(2,1fr)}
    }
    @media(max-width:640px){
      .container{width:min(100% - 28px,1180px)}
      .topbar-inner{padding:8px 0;align-items:flex-start;flex-direction:column;gap:2px}
      .topbar-links{gap:12px;flex-wrap:wrap}
      .header-inner{min-height:68px}
      .member-link{display:none}
      .account-link{font-size:12px;padding:8px 10px}
      .mobile-drawer{display:block;position:fixed;z-index:50;right:0;top:0;width:min(360px,88vw);height:100vh;background:#fff;transform:translateX(100%);transition:.25s;overflow:auto;box-shadow:-12px 0 35px rgba(0,0,0,.18)}
      .mobile-drawer.open{transform:translateX(0)}
      .drawer-overlay{position:fixed;z-index:40;inset:0;background:rgba(10,20,40,.48);opacity:0;visibility:hidden;transition:.25s}
      .drawer-overlay.open{display:block;opacity:1;visibility:visible}
      .drawer-head{display:flex;align-items:center;gap:12px;padding:20px;border-bottom:1px solid var(--line);font-weight:800}
      .drawer-head span{margin-right:auto;color:var(--navy)}
      .drawer-head a{font-size:12px;color:var(--navy)}
      .drawer-close{border:0;background:transparent;font-size:28px;line-height:1;cursor:pointer;color:var(--ink)}
      .drawer-menu{padding:12px 20px 30px}
      .drawer-link,.drawer-toggle{display:block;width:100%;padding:14px 0;border:0;border-bottom:1px solid var(--line);background:transparent;text-align:left;font:inherit;font-weight:700;color:var(--ink)}
      .drawer-toggle:after{content:"+";float:right;color:var(--navy)}
      .drawer-toggle.active:after{content:"−"}
      .drawer-submenu{display:none;padding:5px 0 8px 15px}
      .drawer-submenu.open{display:grid}
      .drawer-submenu a{padding:8px 0;font-size:14px;color:var(--muted)}
      .product-page-hero{padding:50px 0 44px}
      .product-page-hero p{font-size:16px}
      .product-content{padding:28px 0 50px}
      .product-article{padding:20px}
      .footer-grid{grid-template-columns:1fr;gap:25px}
    }