:root{
      --navy:#0B3D91;
      --navy-dark:#082b67;
      --sand:#f5efe5;
      --cream:#fffaf2;
      --ink:#172238;
      --muted:#657084;
      --line:#dfe5ee;
      --white:#fff;
      --shadow:0 18px 45px rgba(8,43,103,.10);
      --radius:18px;
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;background:var(--cream);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.6}
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    button{font:inherit}
    .container{width:min(1180px,calc(100% - 40px));margin:0 auto}

    .topbar{background:var(--navy-dark);color:#dce8fb;font-size:13px}
    .topbar-inner{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:20px}
    .topbar-links{display:flex;gap:20px}
    .topbar a:hover{color:#fff}

    .header{position:relative;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
    .header-inner{min-height:78px;display:flex;align-items:center;gap:30px}
    .logo{display:inline-flex;align-items:center;gap:10px;color:var(--navy);font-weight:800;white-space:nowrap}
    .logo img{width:36px;height:36px;object-fit:contain}
    .main-nav{margin-left:auto}
    .nav-list{list-style:none;display:flex;align-items:center;gap:4px;margin:0;padding:0}
    .nav-item{position:relative}
    .nav-link{display:block;padding:26px 13px;font-size:14px;font-weight:700;color:#344057}
    .nav-link:hover,.nav-item:focus-within>.nav-link{color:var(--navy)}
    .dropdown-panel,.mega-menu{position:absolute;top:100%;left:50%;transform:translate(-50%,10px);width:310px;padding:20px;background:#fff;border:1px solid var(--line);border-radius:0 0 16px 16px;box-shadow:var(--shadow);opacity:0;visibility:hidden;pointer-events:none;transition:.2s ease}
    .mega-menu{width:680px}
    .nav-item:hover .dropdown-panel,.nav-item:focus-within .dropdown-panel,
    .nav-item:hover .mega-menu,.nav-item:focus-within .mega-menu{opacity:1;visibility:visible;pointer-events:auto;transform:translate(-50%,0)}
    .dropdown-panel:before,.mega-menu:before{content:"";position:absolute;left:0;right:0;top:-12px;height:12px}
    .panel-title{margin:0 0 14px;color:var(--navy);font-size:15px;font-weight:800}
    .panel-list{display:grid;gap:9px}
    .panel-list a{font-size:13px;color:#45536a}
    .panel-list a:hover{color:var(--navy)}
    .broker-grid,.video-grid,.tool-grid,.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
    .mega-card{display:flex;flex-direction:column;gap:4px;padding:10px;border:1px solid var(--line);border-radius:11px;background:#fbfcff}
    .mega-card:hover{border-color:#8ba9d7;transform:translateY(-2px)}
    .mega-card img{width:38px;height:34px;object-fit:contain;margin-bottom:3px}
    .mega-card strong{font-size:12px;line-height:1.35}
    .mega-card small{font-size:10px;color:var(--muted);line-height:1.35}
    .section-btn{display:inline-block;margin-top:16px;color:var(--navy);font-size:13px;font-weight:800}
    .header-btns{display:flex;align-items:center;gap:10px}
    .member-link,.account-link{padding:10px 14px;border-radius:9px;font-size:13px;font-weight:800}
    .member-link{color:var(--navy)}
    .account-link{background:var(--navy);color:#fff}
    .account-link:hover{background:var(--navy-dark)}
    .hamburger{display:none;border:0;background:transparent;padding:8px;cursor:pointer}
    .hamburger span{display:block;width:24px;height:2px;margin:5px;background:var(--navy);transition:.2s}

    .drawer-overlay{position:fixed;inset:0;background:rgba(5,20,48,.55);opacity:0;visibility:hidden;z-index:40;transition:.2s}
    .drawer-overlay.open{opacity:1;visibility:visible}
    .mobile-drawer{position:fixed;top:0;right:-360px;width:min(360px,90vw);height:100vh;overflow:auto;background:#fff;z-index:50;transition:.3s ease;box-shadow:-15px 0 40px rgba(0,0,0,.15)}
    .mobile-drawer.open{right:0}
    .drawer-head{display:flex;align-items:center;gap:12px;padding:20px;border-bottom:1px solid var(--line);font-weight:800;color:var(--navy)}
    .drawer-head>a{margin-left:auto;background:var(--navy);color:#fff;padding:8px 11px;border-radius:8px;font-size:12px}
    .drawer-close{border:0;background:transparent;font-size:27px;color:var(--muted);cursor:pointer}
    .drawer-menu{padding:12px 20px 30px}
    .drawer-link,.drawer-toggle{display:block;width:100%;padding:14px 0;border:0;border-bottom:1px solid var(--line);background:transparent;text-align:left;color:var(--ink);font-weight:700;cursor:pointer}
    .drawer-submenu{display:none;padding:5px 0 8px 15px}
    .drawer-submenu.open{display:block}
    .drawer-submenu a{display:block;padding:8px 0;color:var(--muted);font-size:14px}
    .drawer-toggle.active{color:var(--navy)}

    .category-page{padding:70px 0 90px}
    .page-heading{text-align:center;max-width:780px;margin:0 auto 42px}
    .eyebrow{display:inline-block;margin-bottom:12px;color:var(--navy);font-size:12px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}
    .page-heading h1{margin:0 0 14px;color:var(--navy-dark);font-size:clamp(32px,5vw,58px);line-height:1.08;letter-spacing:-.04em}
    .page-heading p{margin:0;color:var(--muted);font-size:17px}
    .category-intro{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:26px;padding:20px 24px;background:var(--sand);border:1px solid #eadfce;border-radius:var(--radius)}
    .category-intro h2{margin:0;color:var(--navy-dark);font-size:22px}
    .category-intro p{margin:4px 0 0;color:var(--muted);font-size:14px}
    .article-list{display:grid;gap:20px}
    .article-card{display:grid;grid-template-columns:310px 1fr;gap:25px;padding:18px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 8px 25px rgba(8,43,103,.05);overflow:hidden}
    .article-cover{min-height:220px;border-radius:13px;overflow:hidden;background:#e8edf5}
    .article-cover img{width:100%;height:100%;min-height:220px;object-fit:cover}
    .article-body{min-width:0;padding:5px 8px 5px 0}
    .article-label{display:inline-block;margin-bottom:10px;color:var(--navy);font-size:12px;font-weight:800}
    .article-body h2{margin:0 0 10px;color:var(--navy-dark);font-size:24px;line-height:1.25}
    .article-body h2 a:hover{color:var(--navy)}
    .article-summary{margin:0 0 15px;color:var(--muted);font-size:15px;display:block;min-height:48px}
    .article-meta{display:flex;flex-wrap:wrap;gap:10px 18px;margin-bottom:14px;color:#788397;font-size:12px}
    .article-tags{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:16px}
    .article-tags span{padding:4px 9px;background:#eef3fb;border-radius:30px;color:var(--navy);font-size:11px}
    .read-more{display:inline-flex;align-items:center;gap:7px;color:var(--navy);font-size:13px;font-weight:900}
    .read-more:hover{gap:11px}
    .pagination{display:flex;justify-content:center;flex-wrap:wrap;gap:8px;margin-top:40px}
    .pagination a{min-width:38px;padding:8px 12px;border:1px solid var(--line);border-radius:8px;background:#fff;text-align:center;color:var(--muted);font-size:13px;font-weight:700}
    .pagination a.active,.pagination a:hover{background:var(--navy);border-color:var(--navy);color:#fff}

    .footer{padding:58px 0 20px;background:var(--navy-dark);color:#b9c9e1}
    .footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.1fr;gap:40px}
    .footer h3{margin:0 0 15px;color:#fff;font-size:15px}
    .footer p{margin:8px 0;font-size:13px}
    .footer a:hover{color:#fff}
    .footer-links{display:grid;gap:8px;font-size:13px}
    .footer-bottom{margin-top:40px;padding-top:18px;border-top:1px solid rgba(255,255,255,.15);font-size:12px;color:#91a8c8}

    @media(max-width:1050px){
      .main-nav{display:none}
      .hamburger{display:block}
      .header-btns{margin-left:auto}
      .article-card{grid-template-columns:270px 1fr}
    }
    @media(max-width:700px){
      .container{width:min(100% - 28px,1180px)}
      .topbar-inner{padding:8px 0;align-items:flex-start;flex-direction:column;gap:2px}
      .topbar-links{gap:12px;flex-wrap:wrap}
      .header-inner{min-height:68px;gap:8px}
      .member-link{display:none}
      .account-link{padding:8px 10px;font-size:12px}
      .category-page{padding:45px 0 60px}
      .page-heading{margin-bottom:30px}
      .page-heading h1{font-size:38px}
      .page-heading p{font-size:15px}
      .category-intro{display:block;padding:17px}
      .category-intro h2{font-size:19px}
      .article-card{display:block;padding:12px}
      .article-cover,.article-cover img{min-height:190px;height:190px}
      .article-body{padding:18px 5px 8px}
      .article-body h2{font-size:21px}
      .article-summary{font-size:14px}
      .footer-grid{grid-template-columns:1fr 1fr;gap:28px 20px}
    }
    @media(max-width:440px){
      .footer-grid{grid-template-columns:1fr}
      .article-meta{gap:7px 12px}
    }