:root{
      --navy:#0B3D91;
      --ink:#172033;
      --muted:#64748b;
      --cream:#f7f3eb;
      --paper:#ffffff;
      --line:#e5e7eb;
      --gold:#c58b3a;
      --shadow:0 16px 45px rgba(15,31,58,.10);
      --radius:18px;
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{
      margin:0;
      color:var(--ink);
      background:#fbfcfe;
      font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
      line-height:1.6;
    }
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    .container{width:min(1180px,calc(100% - 40px));margin:0 auto}

    .topbar{
      background:#10274d;
      color:#dce8fb;
      font-size:13px;
    }
    .topbar-inner{
      min-height:36px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:20px;
    }
    .topbar-links{display:flex;gap:20px}
    .topbar a:hover{color:#fff}

    .header{
      position:relative;
      z-index:20;
      background:#fff;
      border-bottom:1px solid var(--line);
    }
    .header-inner{
      min-height:78px;
      display:flex;
      align-items:center;
      gap:28px;
    }
    .logo{
      display:inline-flex;
      align-items:center;
      gap:10px;
      min-width:max-content;
      font-size:20px;
      font-weight:800;
      letter-spacing:-.03em;
    }
    .logo img{width:34px;height:34px;object-fit:contain}
    .main-nav{margin-left:auto}
    .nav-list{
      display:flex;
      align-items:center;
      gap:4px;
      list-style:none;
      padding:0;
      margin:0;
    }
    .nav-item{position:relative}
    .nav-link{
      display:block;
      padding:28px 12px;
      color:#334155;
      font-size:14px;
      font-weight:700;
      white-space:nowrap;
    }
    .nav-link:hover,.nav-item:focus-within>.nav-link{color:var(--navy)}
    .dropdown-panel,.mega-menu{
      position:absolute;
      top:100%;
      left:50%;
      transform:translateX(-50%) translateY(8px);
      width:300px;
      padding:20px;
      border:1px solid var(--line);
      border-radius:0 0 16px 16px;
      background:#fff;
      box-shadow:var(--shadow);
      opacity:0;
      visibility:hidden;
      transition:.2s ease;
    }
    .mega-menu{width:560px}
    .dropdown-panel:before,.mega-menu:before{
      content:"";
      position:absolute;
      left:0;
      right:0;
      top:-14px;
      height:14px;
    }
    .nav-item:hover>.dropdown-panel,
    .nav-item:hover>.mega-menu,
    .nav-item:focus-within>.dropdown-panel,
    .nav-item:focus-within>.mega-menu{
      opacity:1;
      visibility:visible;
      transform:translateX(-50%) translateY(0);
    }
    .panel-title{
      margin:0 0 14px;
      color:var(--navy);
      font-size:15px;
      font-weight:800;
    }
    .panel-list{display:grid;gap:8px}
    .panel-list a{
      padding-bottom:8px;
      border-bottom:1px solid #eef2f7;
      font-size:13px;
    }
    .panel-list a:hover{color:var(--navy)}
    .section-btn{
      display:inline-flex;
      margin-top:16px;
      padding:9px 13px;
      border-radius:9px;
      background:var(--navy);
      color:#fff;
      font-size:12px;
      font-weight:800;
    }
    .broker-grid,.video-grid,.tool-grid,.product-grid{
      display:grid;
      grid-template-columns:repeat(3,1fr);
      gap:10px;
    }
    .mega-card{
      min-width:0;
      padding:10px;
      border:1px solid #edf0f5;
      border-radius:10px;
      background:#fbfcff;
    }
    .mega-card:hover{border-color:#adc2e8;background:#f4f8ff}
    .mega-card img{
      width:100%;
      height:48px;
      margin-bottom:8px;
      object-fit:contain;
      border-radius:7px;
    }
    .mega-card strong,.mega-card small{display:block}
    .mega-card strong{
      overflow:hidden;
      color:#1e293b;
      font-size:12px;
      text-overflow:ellipsis;
      white-space:nowrap;
    }
    .mega-card small{
      margin-top:3px;
      color:var(--muted);
      font-size:10px;
      line-height:1.35;
    }
    .header-btns{display:flex;align-items:center;gap:10px}
    .member-link,.account-link{
      padding:9px 13px;
      border-radius:9px;
      font-size:12px;
      font-weight:800;
      white-space:nowrap;
    }
    .member-link{color:var(--navy)}
    .account-link{background:var(--navy);color:#fff}
    .hamburger{
      display:none;
      width:42px;
      height:42px;
      padding:9px;
      border:1px solid var(--line);
      border-radius:10px;
      background:#fff;
      cursor:pointer;
    }
    .hamburger span{
      display:block;
      height:2px;
      margin:5px 0;
      background:var(--navy);
      transition:.2s;
    }
    .hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

    .drawer-overlay{
      position:fixed;
      inset:0;
      z-index:30;
      background:rgba(8,18,38,.52);
      opacity:0;
      visibility:hidden;
      transition:.25s;
    }
    .drawer-overlay.open{opacity:1;visibility:visible}
    .mobile-drawer{
      position:fixed;
      top:0;
      right:0;
      z-index:31;
      width:min(390px,88vw);
      height:100vh;
      overflow:auto;
      background:#fff;
      box-shadow:-18px 0 45px rgba(0,0,0,.18);
      transform:translateX(105%);
      transition:.3s ease;
    }
    .mobile-drawer.open{transform:translateX(0)}
    .drawer-head{
      display:flex;
      align-items:center;
      gap:12px;
      padding:20px;
      border-bottom:1px solid var(--line);
      font-weight:800;
    }
    .drawer-head span{margin-right:auto;color:var(--navy)}
    .drawer-head a{
      padding:7px 10px;
      border-radius:8px;
      background:var(--navy);
      color:#fff;
      font-size:12px;
    }
    .drawer-close{
      border:0;
      background:none;
      color:#64748b;
      font-size:28px;
      cursor:pointer;
      line-height:1;
    }
    .drawer-menu{padding:14px 20px 30px}
    .drawer-link,.drawer-toggle{
      display:block;
      width:100%;
      padding:14px 0;
      border:0;
      border-bottom:1px solid #edf0f4;
      background:none;
      color:#24344f;
      font:inherit;
      font-size:14px;
      font-weight:750;
      text-align:left;
      cursor:pointer;
    }
    .drawer-toggle:after{
      content:"+";
      float:right;
      color:var(--navy);
      font-size:18px;
    }
    .drawer-toggle.active:after{content:"−"}
    .drawer-submenu{
      display:none;
      padding:4px 0 8px 14px;
      border-left:2px solid #dbe7fa;
    }
    .drawer-submenu.open{display:grid}
    .drawer-submenu a{
      padding:8px 0;
      color:#64748b;
      font-size:13px;
    }

    .download-page-main{padding-bottom:90px}
    .download-hero{
      padding:88px 0 68px;
      background:
        radial-gradient(circle at 12% 12%,rgba(197,139,58,.16),transparent 28%),
        linear-gradient(135deg,#f7f3eb 0%,#fff 58%,#eef4ff 100%);
      text-align:center;
    }
    .eyebrow{
      display:inline-flex;
      padding:7px 12px;
      border:1px solid #e4d4ba;
      border-radius:999px;
      color:#8a5b20;
      background:#fffaf2;
      font-size:12px;
      font-weight:800;
      letter-spacing:.05em;
      text-transform:uppercase;
    }
    .download-hero h1{
      max-width:780px;
      margin:18px auto 14px;
      color:#14284d;
      font-size:clamp(38px,6vw,68px);
      line-height:1.06;
      letter-spacing:-.055em;
    }
    .download-hero p{
      max-width:650px;
      margin:0 auto;
      color:#64748b;
      font-size:17px;
    }
    .download-actions{
      display:flex;
      justify-content:center;
      flex-wrap:wrap;
      gap:12px;
      margin-top:28px;
    }
    .primary-btn,.secondary-btn{
      display:inline-flex;
      align-items:center;
      justify-content:center;
      min-height:46px;
      padding:0 20px;
      border-radius:10px;
      font-size:14px;
      font-weight:800;
    }
    .primary-btn{background:var(--navy);color:#fff}
    .secondary-btn{border:1px solid #cbd5e1;background:#fff;color:var(--navy)}
    .download-content{padding:64px 0 0}
    .section-heading{text-align:center;margin-bottom:28px}
    .section-heading h2{
      margin:0 0 8px;
      color:#14284d;
      font-size:32px;
      letter-spacing:-.035em;
    }
    .section-heading p{margin:0;color:var(--muted)}
    .steps{
      display:grid;
      grid-template-columns:repeat(3,1fr);
      gap:20px;
      margin-bottom:54px;
    }
    .step-card{
      position:relative;
      padding:28px;
      border:1px solid var(--line);
      border-radius:var(--radius);
      background:#fff;
      box-shadow:0 8px 25px rgba(15,31,58,.05);
    }
    .step-number{
      display:grid;
      width:42px;
      height:42px;
      place-items:center;
      margin-bottom:18px;
      border-radius:12px;
      background:#eaf1fc;
      color:var(--navy);
      font-weight:900;
    }
    .step-card h3{margin:0 0 8px;font-size:18px}
    .step-card p{margin:0;color:var(--muted);font-size:14px}
    .software-panel{
      display:grid;
      grid-template-columns:1fr 1fr;
      gap:24px;
      align-items:stretch;
      margin-bottom:60px;
    }
    .software-card{
      padding:30px;
      border-radius:var(--radius);
      background:#14284d;
      color:#fff;
    }
    .software-card.light{
      border:1px solid var(--line);
      background:#fff;
      color:var(--ink);
    }
    .software-card h3{margin:0 0 10px;font-size:24px}
    .software-card p{margin:0 0 20px;color:#cbd7eb;font-size:14px}
    .software-card.light p{color:var(--muted)}
    .software-meta{
      display:flex;
      flex-wrap:wrap;
      gap:8px;
      margin-bottom:22px;
    }
    .software-meta span{
      padding:6px 9px;
      border-radius:7px;
      background:rgba(255,255,255,.12);
      color:#e8effb;
      font-size:11px;
      font-weight:700;
    }
    .software-card.light .software-meta span{
      background:#eef4ff;
      color:var(--navy);
    }
    .faq-list{max-width:820px;margin:0 auto}
    details{
      padding:18px 0;
      border-bottom:1px solid var(--line);
    }
    summary{
      color:#24344f;
      cursor:pointer;
      font-weight:800;
    }
    details p{margin:10px 0 0;color:var(--muted);font-size:14px}
    .footer{
      padding:58px 0 20px;
      background:#10274d;
      color:#cbd7eb;
    }
    .footer-grid{
      display:grid;
      grid-template-columns:1.4fr 1fr 1fr 1fr;
      gap:35px;
    }
    .footer .logo{color:#f3e5ce}
    .footer p{font-size:13px}
    .footer h3{margin:0 0 14px;color:#fff;font-size:15px}
    .footer-links{display:grid;gap:8px}
    .footer-links a,.footer a:hover{color:#cbd7eb;font-size:13px}
    .footer-links a:hover{color:#fff}
    .footer-bottom{
      margin-top:40px;
      padding-top:20px;
      border-top:1px solid rgba(255,255,255,.14);
      color:#9db0cf;
      font-size:12px;
    }

    @media (max-width:1050px){
      .main-nav{display:none}
      .hamburger{display:block}
      .header-inner{justify-content:space-between}
      .header-btns{margin-left:auto}
    }
    @media (max-width:760px){
      .container{width:min(100% - 28px,620px)}
      .topbar-inner{padding:8px 0;align-items:flex-start;flex-direction:column;gap:2px}
      .topbar-links{gap:12px;flex-wrap:wrap}
      .member-link{display:none}
      .download-hero{padding:60px 0 48px}
      .download-hero p{font-size:15px}
      .steps,.software-panel,.footer-grid{grid-template-columns:1fr}
      .download-content{padding-top:44px}
      .section-heading h2{font-size:27px}
      .software-panel{gap:14px}
      .software-card{padding:24px}
    }