:root{
      --theme:#0B3D91;
      --ink:#17233c;
      --muted:#64748b;
      --paper:#f7f9fc;
      --line:#e5eaf2;
      --gold:#c79545;
      --dark:#101a2c;
      --white:#fff;
      --radius:18px;
      --shadow:0 16px 40px rgba(15,35,67,.09);
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;color:var(--ink);background:var(--paper);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    .container{width:min(1180px,calc(100% - 40px));margin:auto}
    .topbar{background:var(--dark);color:#dbe6f5;font-size:13px}
    .topbar-inner{min-height:38px;display:flex;justify-content:space-between;align-items:center;gap:20px}
    .topbar-links{display:flex;gap:22px}
    .topbar a:hover{color:#fff}
    .header{position:relative;background:#fff;border-bottom:1px solid var(--line);z-index:20}
    .header-inner{min-height:78px;display:flex;align-items:center;gap:28px}
    .logo{display:inline-flex;align-items:center;gap:10px;font-weight:800;font-size:19px;white-space:nowrap;color:var(--dark)}
    .logo img{width:34px;height:34px;object-fit:contain}
    .main-nav{margin-left:auto}
    .nav-list{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
    .nav-item{position:relative}
    .nav-link{display:block;padding:26px 12px;color:#34445e;font-size:14px;font-weight:700}
    .nav-link:hover,.nav-item:focus-within>.nav-link{color:var(--theme)}
    .dropdown-panel,.mega-menu{position:absolute;top:calc(100% - 1px);left:50%;transform:translate(-50%,10px);width:300px;padding:22px;background:#fff;border:1px solid var(--line);border-radius:0 0 16px 16px;box-shadow:var(--shadow);opacity:0;visibility:hidden;transition:.2s;z-index:30}
    .mega-menu{width:650px}
    .nav-item:hover>.dropdown-panel,.nav-item:hover>.mega-menu,.nav-item:focus-within>.dropdown-panel,.nav-item:focus-within>.mega-menu{opacity:1;visibility:visible;transform:translate(-50%,0)}
    .dropdown-panel:before,.mega-menu:before{content:"";position:absolute;top:-14px;left:0;right:0;height:14px}
    .panel-title{margin:0 0 15px;color:var(--dark);font-size:16px;font-weight:800}
    .panel-list{display:grid;gap:9px}
    .panel-list a{font-size:13px;color:#51617a}
    .panel-list a:hover{color:var(--theme)}
    .broker-grid,.video-grid,.tool-grid,.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
    .mega-card{display:block;border:1px solid var(--line);border-radius:11px;padding:11px;background:#fbfcfe}
    .mega-card:hover{border-color:#9bb3d9;transform:translateY(-2px)}
    .mega-card img{height:42px;width:100%;object-fit:contain;margin-bottom:8px}
    .mega-card strong,.mega-card small{display:block;overflow:hidden;text-overflow:ellipsis}
    .mega-card strong{font-size:12px;white-space:nowrap}
    .mega-card small{font-size:10px;color:var(--muted);margin-top:3px}
    .section-btn{display:inline-block;margin-top:17px;padding:9px 14px;border-radius:9px;background:var(--theme);color:#fff;font-size:12px;font-weight:800}
    .header-btns{display:flex;align-items:center;gap:10px}
    .member-link{font-size:13px;font-weight:700;color:var(--theme)}
    .account-link{background:var(--theme);color:#fff;border-radius:9px;padding:10px 15px;font-size:13px;font-weight:800}
    .hamburger{display:none;width:42px;height:40px;border:1px solid var(--line);background:#fff;border-radius:9px;padding:9px;cursor:pointer}
    .hamburger span{display:block;height:2px;background:var(--dark);margin:5px 0;transition:.2s}
    .hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
    .drawer-overlay{display:none}
    .mobile-drawer{position:fixed;top:0;right:-360px;width:min(360px,88vw);height:100vh;background:#fff;z-index:60;transition:right .25s;box-shadow:-20px 0 50px rgba(0,0,0,.18);overflow:auto}
    .mobile-drawer.open{right:0}
    .drawer-overlay.open{display:block;position:fixed;inset:0;background:rgba(8,18,35,.55);z-index:50}
    .drawer-head{display:flex;align-items:center;gap:12px;padding:20px;border-bottom:1px solid var(--line);font-weight:800}
    .drawer-head span{margin-right:auto}
    .drawer-head a{color:var(--theme);font-size:13px}
    .drawer-close{border:0;background:transparent;font-size:28px;color:var(--muted);cursor:pointer}
    .drawer-menu{padding:12px 20px 30px}
    .drawer-link,.drawer-toggle{display:block;width:100%;padding:13px 0;border:0;border-bottom:1px solid var(--line);background:transparent;text-align:left;font:inherit;font-weight:700;color:var(--ink);cursor:pointer}
    .drawer-toggle:after{content:"+";float:right;color:var(--theme);font-size:20px}
    .drawer-toggle.active:after{content:"−"}
    .drawer-submenu{display:none;padding:4px 0 8px 15px}
    .drawer-submenu.open{display:block}
    .drawer-submenu a{display:block;padding:8px 0;color:var(--muted);font-size:14px}
    .footer{margin-top:70px;padding:55px 0 20px;background:var(--dark);color:#b9c5d7}
    .footer .logo{color:#f3e5ce}
    .footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:38px}
    .footer h3{margin:0 0 14px;color:#fff;font-size:15px}
    .footer p{margin:8px 0;font-size:13px}
    .footer-links{display:grid;gap:8px;font-size:13px}
    .footer-links a:hover,.footer p a:hover{color:#fff}
    .footer-bottom{border-top:1px solid rgba(255,255,255,.13);margin-top:35px;padding-top:18px;font-size:12px;color:#91a0b5}

    .broker-review-page{padding:54px 0 0}
    .breadcrumbs{display:flex;flex-wrap:wrap;gap:8px;color:var(--muted);font-size:13px;margin-bottom:24px}
    .breadcrumbs a{color:var(--theme)}
    .review-hero{display:grid;grid-template-columns:1fr 320px;gap:28px;align-items:stretch}
    .review-intro,.broker-facts,.content-card,.trust-card,.related-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
    .review-intro{padding:34px}
    .eyebrow{display:inline-flex;padding:6px 11px;border-radius:99px;background:#edf3fc;color:var(--theme);font-size:12px;font-weight:800}
    .review-intro h1{margin:14px 0 10px;font-size:clamp(30px,4vw,52px);line-height:1.1;color:var(--dark)}
    .review-intro .lead{margin:0;color:var(--muted);font-size:17px;max-width:720px}
    .review-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:25px}
    .primary-btn,.secondary-btn{display:inline-flex;align-items:center;justify-content:center;border-radius:10px;padding:12px 18px;font-weight:800;font-size:14px}
    .primary-btn{background:var(--theme);color:#fff}
    .secondary-btn{border:1px solid #cbd7e8;color:var(--theme);background:#fff}
    .primary-btn:hover{background:#082f70}
    .broker-facts{padding:25px}
    .broker-logo{height:70px;width:150px;object-fit:contain;margin-bottom:16px}
    .broker-facts h2{font-size:20px;margin:0 0 15px;color:var(--dark)}
    .rating{display:flex;align-items:center;gap:10px;padding:11px 0;border-block:1px solid var(--line);color:var(--gold);font-weight:800}
    .rating span{color:var(--ink);font-size:14px}
    .fact-list{display:grid;gap:12px;margin:18px 0 0}
    .fact{display:flex;justify-content:space-between;gap:14px;font-size:13px}
    .fact dt{color:var(--muted)}
    .fact dd{margin:0;text-align:right;font-weight:800;color:var(--dark)}
    .review-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:28px;margin-top:28px}
    .content-card{padding:32px;min-width:0}
    .content-card h2,.trust-card h2,.related-card h2{margin:0 0 18px;color:var(--dark);font-size:25px}
    .broker-content{min-width:0;max-width:100%;overflow-x:auto;color:#42526b}
    .broker-content img,.broker-content table{max-width:100%}
    .broker-content h2,.broker-content h3{color:var(--dark)}
    .broker-content a{color:var(--theme);text-decoration:underline}
    .trust-card,.related-card{padding:24px;height:max-content}
    .trust-card{border-top:4px solid var(--gold)}
    .trust-card p{margin:0;color:var(--muted);font-size:14px}
    .trust-list{display:grid;gap:12px;margin:20px 0 0;padding:0;list-style:none}
    .trust-list li{font-size:13px;padding-left:25px;position:relative}
    .trust-list li:before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:900}
    .related-card{margin-top:20px}
    .related-list{display:grid;gap:10px}
    .related-list a{padding:11px;border-radius:10px;background:#f5f8fc;color:var(--theme);font-size:13px;font-weight:700}
    .related-list a:hover{background:#eaf1fb}

    @media(max-width:1050px){
      .nav-link{padding-inline:7px;font-size:13px}
      .mega-menu{width:580px}
    }
    @media(max-width:800px){
      .main-nav{display:none}
      .hamburger{display:block}
      .header-inner{min-height:68px}
      .member-link{display:none}
      .review-hero,.review-layout{grid-template-columns:1fr}
      .review-intro{padding:26px}
      .footer-grid{grid-template-columns:repeat(2,1fr)}
    }
    @media(max-width:520px){
      .container{width:min(100% - 28px,1180px)}
      .topbar-inner{padding:8px 0;align-items:flex-start;flex-direction:column;gap:2px}
      .topbar-links{gap:12px;flex-wrap:wrap}
      .account-link{display:none}
      .broker-review-page{padding-top:30px}
      .content-card{padding:22px}
      .footer-grid{grid-template-columns:1fr}
    }