:root{
      --theme:#0B3D91;
      --ink:#172033;
      --muted:#667085;
      --paper:#f7f9fc;
      --line:#e5eaf2;
      --gold:#c9963e;
      --warm:#f4ead8;
      --white:#fff;
      --shadow:0 18px 50px rgba(18,38,63,.09);
      --radius:18px;
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{
      margin:0;
      color:var(--ink);
      background:var(--paper);
      font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
      line-height:1.65;
    }
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    button{font:inherit}
    .container{width:min(1180px,calc(100% - 40px));margin:0 auto}

    .topbar{
      color:#dfe9fb;
      background:#092d68;
      font-size:13px;
    }
    .topbar-inner{
      min-height:38px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:20px;
    }
    .topbar-links{display:flex;gap:22px}
    .topbar a{color:#fff;opacity:.9}
    .header{
      position:relative;
      z-index:20;
      background:#fff;
      border-bottom:1px solid var(--line);
    }
    .header-inner{
      min-height:78px;
      display:flex;
      align-items:center;
      gap:28px;
    }
    .logo{
      display:inline-flex;
      align-items:center;
      gap:10px;
      color:var(--theme);
      font-weight:800;
      white-space:nowrap;
      letter-spacing:-.02em;
    }
    .logo img{width:35px;height:35px;object-fit:contain}
    .logo span{font-size:19px}
    .main-nav{margin-left:auto}
    .nav-list{
      list-style:none;
      display:flex;
      align-items:center;
      gap:4px;
      padding:0;
      margin:0;
    }
    .nav-item{position:relative}
    .nav-link{
      display:block;
      padding:27px 12px;
      color:#344054;
      font-size:14px;
      font-weight:650;
      white-space:nowrap;
    }
    .nav-link:hover,.nav-link:focus{color:var(--theme)}
    .dropdown-panel,.mega-menu{
      position:absolute;
      top:calc(100% - 1px);
      left:50%;
      transform:translateX(-50%) translateY(8px);
      width:300px;
      padding:20px;
      opacity:0;
      visibility:hidden;
      pointer-events:none;
      background:#fff;
      border:1px solid var(--line);
      border-radius:0 0 16px 16px;
      box-shadow:var(--shadow);
      transition:.2s ease;
    }
    .mega-menu{width:680px}
    .nav-item:hover>.dropdown-panel,
    .nav-item:hover>.mega-menu,
    .nav-item:focus-within>.dropdown-panel,
    .nav-item:focus-within>.mega-menu{
      opacity:1;
      visibility:visible;
      pointer-events:auto;
      transform:translateX(-50%) translateY(0);
    }
    .nav-item>.dropdown-panel:before,
    .nav-item>.mega-menu:before{
      content:"";
      position:absolute;
      height:12px;
      left:0;
      right:0;
      top:-12px;
    }
    .panel-title{
      margin:0 0 13px;
      color:var(--theme);
      font-size:14px;
      font-weight:800;
    }
    .panel-list{display:grid;gap:9px}
    .panel-list a,.drawer-submenu a{
      color:#475467;
      font-size:13px;
    }
    .panel-list a:hover,.drawer-submenu a:hover{color:var(--theme)}
    .section-btn{
      display:inline-block;
      margin-top:17px;
      color:var(--theme);
      font-size:13px;
      font-weight:800;
    }
    .broker-grid,.video-grid,.tool-grid,.product-grid{
      display:grid;
      grid-template-columns:repeat(3,1fr);
      gap:10px;
    }
    .mega-card{
      min-width:0;
      display:grid;
      gap:5px;
      padding:10px;
      border:1px solid var(--line);
      border-radius:12px;
      background:#fbfcfe;
    }
    .mega-card:hover{border-color:#9bb5e2;background:#f4f8ff}
    .mega-card img{width:42px;height:34px;object-fit:contain;border-radius:7px}
    .mega-card strong{
      overflow:hidden;
      color:#27364d;
      font-size:12px;
      text-overflow:ellipsis;
      white-space:nowrap;
    }
    .mega-card small{
      overflow:hidden;
      color:var(--muted);
      font-size:10px;
      line-height:1.35;
      text-overflow:ellipsis;
      white-space:nowrap;
    }
    .header-btns{display:flex;align-items:center;gap:10px}
    .member-link,.account-link{
      border-radius:999px;
      padding:9px 14px;
      font-size:12px;
      font-weight:750;
      white-space:nowrap;
    }
    .member-link{color:var(--theme);background:#edf3fc}
    .account-link{color:#fff;background:var(--theme)}
    .hamburger{
      display:none;
      width:42px;
      height:40px;
      padding:9px;
      border:1px solid var(--line);
      border-radius:10px;
      background:#fff;
      cursor:pointer;
    }
    .hamburger span{
      display:block;
      width:22px;
      height:2px;
      margin:4px auto;
      background:var(--theme);
      transition:.2s;
    }
    .hamburger.active span:nth-child(1){transform:translateY(6px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

    .drawer-overlay{
      position:fixed;
      inset:0;
      z-index:40;
      background:rgba(8,23,48,.48);
      opacity:0;
      visibility:hidden;
      transition:.25s;
    }
    .drawer-overlay.open{opacity:1;visibility:visible}
    .mobile-drawer{
      position:fixed;
      top:0;
      right:0;
      bottom:0;
      z-index:50;
      width:min(380px,88vw);
      padding:20px;
      overflow-y:auto;
      background:#fff;
      box-shadow:-20px 0 50px rgba(0,0,0,.15);
      transform:translateX(100%);
      transition:.3s ease;
    }
    .mobile-drawer.open{transform:translateX(0)}
    .drawer-head{
      display:flex;
      align-items:center;
      gap:12px;
      padding-bottom:18px;
      border-bottom:1px solid var(--line);
      color:var(--theme);
      font-weight:800;
    }
    .drawer-head>a{margin-left:auto;color:var(--theme);font-size:13px}
    .drawer-close{
      border:0;
      background:transparent;
      color:#667085;
      font-size:28px;
      line-height:1;
      cursor:pointer;
    }
    .drawer-menu{padding-top:12px}
    .drawer-link,.drawer-toggle{
      display:block;
      width:100%;
      padding:14px 2px;
      border:0;
      border-bottom:1px solid var(--line);
      background:transparent;
      color:#344054;
      text-align:left;
      font-size:15px;
      font-weight:700;
      cursor:pointer;
    }
    .drawer-toggle:after{content:"+";float:right;color:var(--theme);font-size:20px}
    .drawer-toggle.active:after{content:"−"}
    .drawer-submenu{
      display:grid;
      gap:8px;
      max-height:0;
      overflow:hidden;
      padding-left:14px;
      transition:max-height .25s ease,padding .25s ease;
    }
    .drawer-submenu.open{max-height:500px;padding-top:9px;padding-bottom:9px}
    .footer{
      margin-top:70px;
      padding:54px 0 20px;
      color:#c7d4e8;
      background:#081d42;
    }
    .footer .logo{color:#f3e5ce}
    .footer-grid{
      display:grid;
      grid-template-columns:1.5fr 1fr 1fr 1.2fr;
      gap:42px;
    }
    .footer h3{margin:0 0 15px;color:#fff;font-size:14px}
    .footer p{margin:7px 0;font-size:13px}
    .footer a:hover{color:#fff}
    .footer-links{display:grid;gap:8px;font-size:13px}
    .footer-bottom{
      margin-top:38px;
      padding-top:18px;
      border-top:1px solid rgba(255,255,255,.14);
      color:#9fb1cb;
      font-size:12px;
    }

    .about-page{padding:0 0 20px}
    .about-hero{
      padding:92px 0 78px;
      text-align:center;
      background:
        radial-gradient(circle at 15% 20%,rgba(201,150,62,.18),transparent 28%),
        linear-gradient(135deg,#f4ead8 0%,#fff 55%,#e8f0fc 100%);
    }
    .eyebrow{
      display:inline-flex;
      padding:7px 13px;
      border:1px solid rgba(11,61,145,.18);
      border-radius:999px;
      color:var(--theme);
      background:rgba(255,255,255,.7);
      font-size:12px;
      font-weight:800;
      letter-spacing:.08em;
      text-transform:uppercase;
    }
    .about-hero h1{
      max-width:820px;
      margin:18px auto 14px;
      color:#102f64;
      font-size:clamp(38px,6vw,70px);
      line-height:1.08;
      letter-spacing:-.055em;
    }
    .about-hero p{
      max-width:680px;
      margin:0 auto;
      color:#536174;
      font-size:18px;
    }
    .about-wrap{padding:70px 0 0}
    .intro-grid{
      display:grid;
      grid-template-columns:1.1fr .9fr;
      gap:28px;
      align-items:stretch;
    }
    .about-card{
      padding:34px;
      border:1px solid var(--line);
      border-radius:var(--radius);
      background:#fff;
      box-shadow:0 8px 28px rgba(18,38,63,.04);
    }
    .about-card h2,.section-heading h2{
      margin:0 0 14px;
      color:#172f5f;
      font-size:clamp(25px,3vw,38px);
      line-height:1.2;
      letter-spacing:-.035em;
    }
    .about-card p{margin:0;color:#5d697b}
    .fact-stack{display:grid;gap:12px}
    .fact{
      display:flex;
      align-items:flex-start;
      gap:15px;
      padding:19px;
      border-radius:14px;
      background:#f8fafe;
      border:1px solid #edf1f7;
    }
    .fact-icon{
      display:grid;
      flex:0 0 38px;
      width:38px;
      height:38px;
      place-items:center;
      border-radius:11px;
      color:#fff;
      background:var(--theme);
      font-weight:900;
    }
    .fact strong{display:block;color:#27364d;font-size:15px}
    .fact span{display:block;color:var(--muted);font-size:13px}
    .section-heading{margin:76px 0 24px;text-align:center}
    .section-heading p{max-width:650px;margin:0 auto;color:var(--muted)}
    .values-grid{
      display:grid;
      grid-template-columns:repeat(3,1fr);
      gap:18px;
    }
    .value-card{
      padding:27px;
      border-top:4px solid var(--gold);
      border-radius:14px;
      background:#fff;
      box-shadow:0 8px 28px rgba(18,38,63,.05);
    }
    .value-card:nth-child(2){border-top-color:var(--theme)}
    .value-card:nth-child(3){border-top-color:#4d8b73}
    .value-card b{display:block;margin-bottom:10px;color:#172f5f;font-size:18px}
    .value-card p{margin:0;color:var(--muted);font-size:14px}
    .about-cta{
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:25px;
      margin-top:70px;
      padding:32px 36px;
      border-radius:18px;
      color:#fff;
      background:linear-gradient(120deg,var(--theme),#1761c7);
    }
    .about-cta h2{margin:0 0 7px;font-size:25px}
    .about-cta p{margin:0;color:#dce9ff;font-size:14px}
    .cta-btn{
      flex:0 0 auto;
      padding:12px 19px;
      border-radius:999px;
      color:var(--theme);
      background:#fff;
      font-size:13px;
      font-weight:800;
    }

    @media(max-width:1050px){
      .main-nav{display:none}
      .hamburger{display:block}
      .footer-grid{grid-template-columns:repeat(2,1fr)}
    }
    @media(max-width:700px){
      .container{width:min(100% - 28px,1180px)}
      .topbar-inner{align-items:flex-start;flex-direction:column;gap:2px;padding:8px 0}
      .topbar-links{gap:12px;flex-wrap:wrap}
      .header-inner{min-height:68px;gap:10px}
      .header-btns{margin-left:auto}
      .member-link{display:none}
      .account-link{padding:8px 11px}
      .about-hero{padding:65px 0 55px}
      .about-hero p{font-size:16px}
      .about-wrap{padding-top:42px}
      .intro-grid,.values-grid{grid-template-columns:1fr}
      .about-card{padding:25px}
      .section-heading{margin-top:48px}
      .about-cta{align-items:flex-start;flex-direction:column;margin-top:48px;padding:26px}
      .footer{margin-top:45px;padding-top:40px}
      .footer-grid{grid-template-columns:1fr;gap:28px}
      .mega-menu{width:calc(100vw - 30px)}
    }